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Developer App Management
Account Information Service (AIS) flow
MTLS - Certificate Addition
Letter Of Guarantee flow
PIS - Payments flow
PIS - Refunds flow
PIS - Request To Pay flow
Core Bank - Reference Bank to simulate Core Banking
Consent Module
Admin Module for Bank administrator users
FAPI Conformance Test Suite
Testing Guides
Standards
Certifications
FAQs
Welcome to the Docs
Here you'll find user guides, standards, resources, and references to build with Open Banking KSA.

User Guides
Developer App Management
Developer can create multiple Apps that subscribe to API products.
Read The DocsStandards
Read/Write AIS API Specifications V2024.09.01-final
Read/Write AIS API Specifications V2024.09.01-final specifications consist of technical documentations, usage examples and swagger files
View DetailsRead/Write API Specifications PIS V2023.08-draft1
Read/Write API Specifications PIS V2023.08-draft1 specifications consist of technical documentations, usage examples and swagger files
View DetailsRead/Write LoG API Specifications V2022.11.01-final-errata2
Read/Write LoG API Specifications V2022.11.01-final-errata2 specifications consist of technical documentations, usage examples and swagger files
View DetailsCustomer Experience Guidelines
The Customer Experience Guidelines (CXGs) set out the customer experience required to deliver a flourishing Open Banking ecosystem alongside technical specifications and operational requirements.
View DetailsCertifications
Banfico has completed all Open Banking certification as a Techinal Service Provider (TSP) for PASP (TSPP) as per SAMA Certification Centre.Â
The official certificate can be found here.Banfico has successfully completed the KSA OpenID FAPI certification.Â
OIDF Conformance: MTLSOIDF Conformance: Private Key
Banfico is a certified SAMA Market Participant and the details can be found here.

Banfico has completed all the below functional Open Banking certification as a Techinal Service Provider (TSP) for PASP (TSPP).Â
- Functional AIS Retail
- Functional AIS Corporate
- Functional LG Corportal
Frequently Asked Questions
This developer portal is published as per the open banking regulation mandate & the APIs in line with the specification. It covers AISP & PISP functionalities.
No. Its the same APIs for both retail & corporate customers. The way customers login & authorise may be different but the APIs itself are based on the open banking specifications.
Our API specification only supports Bank Offered Consent, which means the AISP doesn't explicitly specify the list of customer accounts of customers during Consent Request. But during consent capture, bank will display list of all available bank accounts that customer can choose to share Account Information.
Yes. Actually you could however register as a bank customer on our reference bank application. These customers can create their own list of accounts, balances & transactions.
Bank customers can login into consent module application & manage their consent. Revoke for relevant AISP grants.
No. We currently only support Open Banking KSA API specification.
Yes. Developers can create any number of AISP or PISP apps.