Welcome to the Docs

Here you'll find user guides, standards, resources, and references to build with Open Banking KSA.

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User Guides

Developer Onboarding

On-boarding of developer would require a registration.

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Developer App Management

Developer can create multiple Apps that subscribe to API products.

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Consent Module

This application allows customer to manage their consents.

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Standards

Open Banking KSA Standards

Read/Write AIS API Specifications V2024.09.01-final

Read/Write AIS API Specifications V2024.09.01-final specifications consist of technical documentations, usage examples and swagger files

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Open Banking KSA Standards

Read/Write API Specifications PIS V2023.08-draft1

Read/Write API Specifications PIS V2023.08-draft1 specifications consist of technical documentations, usage examples and swagger files

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Open Banking KSA Standards

Read/Write LoG API Specifications V2022.11.01-final-errata2

Read/Write LoG API Specifications V2022.11.01-final-errata2 specifications consist of technical documentations, usage examples and swagger files

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Open Banking KSA Standards

Customer Experience Guidelines

The Customer Experience Guidelines (CXGs) set out the customer experience required to deliver a flourishing Open Banking ecosystem alongside technical specifications and operational requirements.

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Certifications

SAMA Certification

Banfico has completed all Open Banking certification as a Techinal Service Provider (TSP) for PASP (TSPP) as per SAMA Certification Centre. 

The official certificate can be found here.
FAPI Certification

Banfico has successfully completed the KSA OpenID FAPI certification. 

OIDF Conformance: MTLS
OIDF Conformance: Private Key
SAMA Market Participant Register

Banfico is a certified SAMA Market Participant and the details can be found here.

sama-marketing
Functional Certifications

Banfico has completed all the below functional Open Banking certification as a Techinal Service Provider (TSP) for PASP (TSPP). 

  1. Functional AIS Retail
  2. Functional AIS Corporate
  3. Functional LG Corportal

Frequently Asked Questions

This developer portal is published as per the open banking regulation mandate & the APIs in line with the specification. It covers AISP & PISP functionalities.

No. Its the same APIs for both retail & corporate customers. The way customers login & authorise may be different but the APIs itself are based on the open banking specifications.

Our API specification only supports Bank Offered Consent, which means the AISP doesn't explicitly specify the list of customer accounts of customers during Consent Request. But during consent capture, bank will display list of all available bank accounts that customer can choose to share Account Information.

Yes. Actually you could however register as a bank customer on our reference bank application. These customers can create their own list of accounts, balances & transactions.

Bank customers can login into consent module application & manage their consent. Revoke for relevant AISP grants.

No. We currently only support Open Banking KSA API specification.

Yes. Developers can create any number of AISP or PISP apps.